Georgia residents may be able to get both workers’ compensation and Social Security Disability benefits at the same time. Workers’ compensation programs are run by the state while SSDI is a federal benefit program. As such, there may be different rules as to whether a person qualifies for a particular benefit. It is also important to point out that workers’ compensation benefits only apply if a person is hurt while at work.
The definition of disabled is different for those applying for workers’ compensation benefits and those applying for SSDI. Workers’ compensation is generally available on a temporary basis to injured workers during their recovery period. To receive SSDI benefits, an individual must be incapable of doing any job that he or she may be suited for over the next 12 months.
In the event that a person does receive workers’ compensation benefits, it will have little or no bearing on whether that person also receives SSDI benefits. However, it may have an impact on how much a person may receive from those programs. Individuals are not allowed to collect benefits that are more than 80 percent of their previous income level. Exceptions are made in the event that a person receives funds from a pension or private insurance policy.
Those who are injured in a fall or other workplace accident may be entitled to both workers’ compensation and federal disability benefits. They may cover a worker’s medical expenses as well as help to replace lost wages or future earnings. An attorney can often answer questions about either of these programs.