What Benefits Are Available In A Georgia Workers’ Compensation Claim?
In the state of Georgia, employers with three or more employees are required to have sufficient workers’ compensation insurance coverage to provide full, lawful benefits in the event one of their employees is injured on the job. Under the Georgia Workers’ Compensation Act, injured employees are entitled to:
- Medical treatment for the injury by employer-provided physicians, including all prescription medications, physical therapy and rehabilitation supplies, such as wheelchairs, orthopedic devices ordered by your treating physician, and modifications to the home and vehicle of the injured employee.
- Temporary total disability — When an injury is totally disabling but temporary, the worker is entitled to lost wages equating to two-thirds of the average weekly wage of the employee with a current cap of $800 per week where the employee is unable to work due to injury.
- Temporary partial disability — When an injury is temporary and only partially disabling, the worker is entitled to lost wages equating to two-thirds of the difference between the employee’s pre-injury average weekly wage and his actual wages after the injury if the employee returns to work on light-duty and sustains a loss in wage earning capacity or finds a new job with lower pay that accommodates his restrictions.
- Permanent partial disability — When an injury is expected to totally disabling for the foreseeable future, the worker is entitled to monetary compensation for any permanent disability to the body as determined on a percentage basis by your authorized treating physician at the time you have reached maximum medical improvement.
- Death benefits — When someone dies on the job, family members and others who were financially dependent on the employee may be entitled to monetary benefits.
- Burial expenses — Workers’ comp may cover the costs associated with the funeral and burial of someone who has died due to a workplace accident.
The Georgia Workers’ Compensation Act was passed as a humanitarian effort to protect injured workers’ and to provide for them immediate medical attention in the event an injury on the job occurs.
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