Workplace injuries are a frequent occurrence, especially in particularly hazardous occupations such as construction. In Georgia, there are specific laws governing employers and employees with regards to workers’ compensation if an employee suffers an injury on the job.
If you work in a high-risk industry or you have suffered an injury on the job, you should know the basics about workers’ compensation. Workplace injuries can lead to significant financial hardship due to lost wages and lost days at work, as well as expensive medical bills. Read on to understand more about workplace injuries and workers’ compensation in Georgia, and your options for assistance if this situation is causing you pain and suffering, both physically and financially.
Georgia workers’ compensation insurance
Employers who have a business in Georgia with three or more workers must carry insurance protection for their employees in the event the employees suffer an injury on the job. The coverage provides compensation for the employees that can range from medical coverage to income benefits due to lost days at work because of an injury. One of the first steps to take if you suffer an injury at your place of employment is to inform your employer. That means you need to tell your foreman, supervisor or boss as soon as possible after the injury takes place, or as soon as you become aware of it. This will begin the process for a workers’ compensation claim, and if you wait too long, you may harm your chances of receiving compensation.
What are injured employees entitled to?
Workers’ compensation takes various forms in the state of Georgia. The type of compensation you are entitled to depends largely on your particular case and your particular injury. For example, you may receive medical treatment including prescriptions and rehabilitation as part of your compensation. If your injury has caused you to miss time at work, there is disability coverage to allow you to recover lost wages.
Because Georgia workers’ compensation law is complex, you may wish to seek the advice of a qualified workers’ compensation attorney. A lawyer who understands this practice area will have the knowledge to help you accurately evaluate your case and chart a strategic path forward.