Workers’ compensation provides support for people who experience on-the-job injuries so that they can recover and return to work. Employers pay for insurance which helps cover medical care expenses and income for workers.
Some states have no-fault workers’ compensation, and people who sustain workplace injuries can receive payments regardless of who is at fault.
Georgia’s no-fault system
The state of Georgia has a no-fault liability system, which means workers are eligible for compensation following workplace incidents and injuries that occur here, including for harm they may have caused themselves. For instance, if a worker accidentally drops a heavy piece of equipment and sustains an injury, that person may still be eligible for workers’ compensation in Georgia.
Exceptions to the rule
There are some limitations to no-fault liability in Georgia. For example, there can be a denial of workers’ compensation if the injured person was under the influence of drugs or alcohol at the time of the accident. In these cases, there must be proof that the intoxication contributed to the incident that resulted in injury.
In addition, workers’ compensation does not apply to those who engage in willful misconduct at work. Workers who refuse to follow crucial safety requirements and experience resulting injuries could face difficulties obtaining workers’ compensation. The standard for proving willful misconduct is high, and neglecting minor safety protocols should not prevent an injured worker from getting compensation. Workers who receive a denial for willful misconduct may benefit from consulting an attorney.
Although there are limitations to the systems, no-fault liability means that workers in Georgia who cause incidents that result in harm can still receive support through workers’ compensation.