After a serious injury on the job, you want to know whether Georgia’s workers’ compensation program will give you a suitable remedy. Learning more about what type of benefits you can receive could help you go into the process of making a claim with less stress and uncertainty.
Here are some of the most important things that workers in commercial hubs like Augusta and Greensboro need to understand about workers’ compensation benefits.
What medical benefits can you get?
Workers’ compensation offers coverage for medical care for work-related injuries. One advantage of utilizing this coverage is that it covers all of your expenses. Unlike traditional employer-sponsored healthcare plans, you will not have to worry about deductibles or copays.
In addition to emergency treatment, this insurance coverage can pay for rehabilitative care. Examples of covered care include physical therapy and prescription medications.
What lost wages are you eligible to receive?
If you sustain a serious injury that prevents you from working for an extended period of time, you may be eligible to receive compensation for your lost wages. Georgia’s workers’ compensation program gives claimants up to two-thirds of wages, but there is a cap on the total amount that you can receive per week.
How long do benefits last?
For the most part, program coverage should continue until you are able to return to work. If you suffer a catastrophic injury that prevents you from planning to resume working, you may receive certain benefits indefinitely.
Ultimately, if you have experienced a serious injury in the scope of your employment, being able to access workers’ compensation benefits could be integral to your recovery.