The U.S. Bureau of Labor Statistics reported workplace injuries and illnesses increased by 7.5% from 2021 to 2022. Experiencing a workplace injury can be a challenging and overwhelming situation.
Every employee should know how to navigate the process of filing a workers’ compensation claim. This process is necessary for receiving the support and benefits to aid in recovery.
Report to employer
The first step is to promptly report the injury to the employer. This should happen as soon as possible, preferably on the day it occurs. Failing to report promptly may hinder the chances of receiving workers’ compensation benefits.
Seek medical attention
After reporting the injury, seek medical attention promptly. Individuals should visit an approved medical provider recognized by the employer’s workers’ compensation insurance. The medical report not only documents the extent of the injury but also serves as evidence when filing a claim. Ensure that all medical records are thorough and accurately reflect the details of the injury.
File a claim
An injured employee must file a WC-14 with the State Board of Workers’ Compensation. They also need to give a copy of the document to their employer. This form collects detailed information about the injury and the circumstances surrounding it. It also gathers medical treatment details. Filling out the form accurately and comprehensively is important to the success of the workers’ compensation claim.
After filing, it is important to stay up-to-date on all communications about the claim. Regularly check with the employer and the insurance carrier for updates on the claim’s progress. This proactive approach facilitates a smoother claims process.